The Borrower Certification and Authorization Certification confirms that the borrower has provided accurate and complete information in their mortgage application and acknowledges the lender’s right to verify details through a full documentation review.
This form allows borrowers or brokers to submit bank statements as part of the Non-QM loan application process. It ensures that ARDRI can verify income, assess financial stability, and determine eligibility for alternative financing solutions.
The Roster of Mortgage Loan Originators and Loan Processors spreadsheet allows brokers to input and add their employees to the ARDRI Hub. This helps ensure that all relevant team members are accurately registered within the ARDRI platform for streamlined communication…
ARDRI Hub is the Third-Party Originators Centralized Pricing & Eligibility, Loan Submission, Task Management and Collaboration Portal with Real-Time Updates Streamlining and Expediting your Closing Experience.
The Mortgage Loss Payee Clause is a provision in a property insurance policy that designates the lender (mortgagee) as the payee in the event of a loss. It provides security for the lender by guaranteeing that insurance proceeds will be…
The Business Purpose Anti-Steering Letter is a compliance document that certifies a mortgage loan was originated for business or investment purposes, rather than consumer use. This letter helps ensure that borrowers were not improperly directed toward a specific loan product…
A step-by-step tutorial guide for borrowers on how to eSign their electronic Initial Disclosure package, designed to minimize confusion and ensure a smooth signing process.
A comprehensive checklist outlining the required documents Underwriting needs when the Borrower is an Entity or Trust.
Required for firms that only originate Business Purpose loans. Must be submitted and approved by ARDRI before locking your first loan.
Required for firms originating Consumer and Business Purpose loans. Must be submitted and approved by ARDRI before locking your first loan.
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