To support fast, compliant, and efficient processing, ARDRI requires specific Minimum Submission Requirements for all Consumer Purpose loans. These items ensure your file is complete for initial underwrite and disclosures, helping us meet our published SLAs and consistently close loans…
To help us deliver fast, reliable turn-times and close your Business Purpose loans in 30 days or less, ARDRI requires a set of Minimum Submission Requirements for the initial underwrite and disclosure process. These items ensure your file enters our…
This form is required under Section 440 of Article 12-A of the New York Real Property Law for all mortgage transactions involving ARDRI in the state of New York. It serves as a legal attestation by the referring party or…
The document outlines state-specific eligibility rules for prepayment penalties on Business Purpose Loans, showing where prepayment penalties are allowed, restricted, or must be priced without them.
ARDRI’s P&L doc type guidelines require completion of this packet in its entirely by the borrower’s tax preparer. Instructions for completion are found on this page.
The ARDRI Lock & Pricing Policy outlines the procedures and guidelines for locking loan interest rates and managing pricing for approved clients. ARDRI offers Best Effort rate locks only, and all locks must be processed through the ARDRIhub platform.
The Borrower Certification and Authorization Certification confirms that the borrower has provided accurate and complete information in their mortgage application and acknowledges the lender’s right to verify details through a full documentation review.
This form allows borrowers or brokers to submit bank statements as part of the Non-QM loan application process. It ensures that ARDRI can verify income, assess financial stability, and determine eligibility for alternative financing solutions.
The Roster of Mortgage Loan Originators and Loan Processors spreadsheet allows brokers to input and add their employees to the ARDRI Hub. This helps ensure that all relevant team members are accurately registered within the ARDRI platform for streamlined communication…
ARDRI Hub is the Third-Party Originators Centralized Pricing & Eligibility, Loan Submission, Task Management and Collaboration Portal with Real-Time Updates Streamlining and Expediting your Closing Experience.
© 2025 ARDRI LLC. NMLS #2495114. Rates, fees and programs are subject to change without notice. Other restrictions may apply. This information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. www.nmlsconsumeraccess.org.
